What about your gaff, Kendal?I go, as I came with nothing
First ensure the house is owned by both spouses as "tenants in common" and not as "joint tenants". With the former, each spouse owns their own half, whereas with the latter, each spouse jointly owns the whole. (Or the hole, depending on the house of course).One tip re joint property ownership. When either off you pop off, be sure to leave your half to the kids, and not to your spouse. Otherwise, if your spouse should need care, then can claim the full value of the property to cover costs. At least of you give your half to the kids, then the council can only claim on the other half
If a property is owned as "joint tenants" (which is the norm for married couples) forget any wills etc - when the first spouse dies his/her share automatically passes to the surviving spouse via the law of "survivorship" irrespective of any Will.First ensure the house is owned by both spouses as "tenants in common" and not as "joint tenants". With the former, each spouse owns their own half, whereas with the latter, each spouse jointly owns the whole. (Or the hole, depending on the house of course).